Up to 1million balance.
One account for both spending and saving — earn interest without moving your funds or locking your money.
Fully digital onboarding with advanced liveness detection technology to verify your identity online. Manage your finances and monitor your accounts effortlessly in the app.
全程在线开户，采用先进活体检测技术验证身份，无需额外前往分行或邮局。所有财务管理和账户监控均可在应用程序中随时完成。
No need to stick to fixed terms like 1, 2, or 5 months—you can customize your fixed deposit to any exact date that suits your cash flow.
无需局限于固定期限，如 1、2 或 5 个月——您可以根据现金流情况，自由定制定期存款的到期日期。
One of the few banks in Australia that lets you customise your own account number for free, turning your special numbers into something meaningful.
澳大利亚少数几家允许您免费自选账户号码的银行之一，让您的特别号码变得更有意义。
Earn interest without the hassle of a separate savings account — one account, one statement for all your transactions and savings.
无需开设额外储蓄账户也能赚取利息——一个账户，一份对账单，轻松管理所有交易与储蓄。
in1bank is an Authorised Deposit-taking Institution (ADI), and deposits with in1bank are protected under the Government’s Financial Claims Scheme (FCS) — up to a limit of $250,000 per account holder. in1bank deposits are protected under the same Financial Claims Scheme that applies to major Australian banks.
合壹银行是一家获完全授权的存款机构（ADI），在合壹银行的存款受政府金融索偿计划（FCS）保护——每位账户持有人最高可保障 25 万澳元。也就是说，合壹银行的存款享有与澳大利亚主要银行同等的金融索偿计划保护。
Enjoy a single account for both transactions and savings, earning a competitive interest rate of 3.40% on every dollar, with no conditions or monthly fees.
Benefit from a competitive interest rate on term deposits, with the flexibility to customise the terms to suit your needs. Manage everything effortlessly with just a few clicks in the app on your phone.
Market-competitive home loan rates to help you secure your dream home or investment property. Available for both new home loans and refinancing. Apply online and save the hassle of visiting a branch.
in1bank is a digital bank, so you’ll need to open your account through the app.
Learn why in1bank requires a selfie when opening a bank account.
合壹银行为数字银行，您可通过我们的应用程序轻松开通个人银行账户。
At in1bank, security is our top priority. We have implemented stringent security measures to ensure the highest level of protection for your personal and business information. We continuously invest in advanced technology and security systems to safeguard your data and provide you with peace of mind. Learn more about how in1bank ensures that your information is secure.
在合壹银行，您的信息安全是我们的首要责任。 我们实施了严格的安全措施以确保为您的个人和商业信息提供最高级别的保护。 我们不断地投资最先进技术和安全系统，以保护您的数据并让您高枕无忧。 进一步了解合壹银行如何确保您的信息安全。
Discover answers to some of our most frequently asked questions.
查看我们的常见问题及解答。
This information is provided by in1bank Limited ABN 62 627 541 011, AFSL & Australian credit licence 515926 and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you.
Credit criteria, fees and charges apply. Applicants must live in Australia and meet eligibility requirements.
The Target Market Determination of Personal Transaction Account, Term Deposit Account and Terms & Conditions are available on in1bank website. You should read them before deciding to apply for or keep these products.
Interest rates are subject to change.
*Numbers are allocated on a first-come, first-served basis, so your preferred choice may not always be available. If that happens, you’ll have the opportunity to select an alternative. Not all numbers can be chosen, as system rules and fraud protections apply. This feature is only available during the account opening process.
本信息由合壹银行有限公司（in1bank Limited，ABN 62 627 541 011，AFSL 及澳大利亚信用牌照号 515926）提供，但未考虑您的个人目标、财务状况或需求。您应自行评估该信息是否适合您。
信贷标准、费用及收费适用。申请人必须居住在澳大利亚，并符合资格要求。
个人交易账户、 定期存款账户的目标市场说明（Target Market Determination）及 条款与条件可在合壹银行官网查阅。您在决定申请或持有这些产品前，应仔细阅读相关内容。
利率可能会发生变动。
*账户号码采用先到先得的原则，合壹银行不能保证您的首选号码一定可用。如号码已被占用，请选择其他号码。并非所有号码都可选择，部分号码（如生日等）可能因系统规则及防欺诈措施而无法使用。本功能仅适用于新开设的个人交易账户。
