Available exclusively via the in1bank app
本服务仅支持通过合壹银行手机App提交申请
To get started, you’ll need to open a bank account with us.
Click "GET THE APP" to begin.
Deposit funds into your in1bank account (see steps below).
Once your funds have arrived, log in to the app and follow these steps:
您需要先在合壹银行开设一个账户。
点击页面右上角的“立即下载”按钮开始操作。
将您的资金汇入合壹银行账户(具体步骤见下方)。
资金到账后，请登录合壹银行的App 并按照以下步骤进行操作：
Simply log in to the app and follow these steps:
请登录合壹银行的App，并按照以下步骤进行操作：
* If the option you want isn’t listed under Reference Rates, please click “Choose my own terms” to find the term you need.
* 如果您想选择的选项未在参考利率中显示，请点击“选择我自己的期限”以查找您需要的期限。
After creating a business bank account with us and setting up your in1BizAccount, please follow the steps below to open a Term Deposit:
在开立企业银行账户并创建您的合壹商业账户后，请按照以下步骤开立定期存款：
* If the option you want isn’t listed under Reference Rates, please click “Choose my own terms” to find the term you need.
* 如果您想选择的选项未在参考利率中显示，请点击“选择我自己的期限”以查找您需要的期限。
Locate your account information – including your BSB and account number.
Your account details are displayed at the top of the screen (as shown in the image on the right).
In this example, the BSB is 311-111 and the account number is 008888888.
点击 “合壹账户” 或者“商业账户” （企业账户，包括自营养老金）。
查找您的账户信息 —— 包括 BSB号码 和 账号。
您的账户信息会显示在屏幕顶部（如右图所示）。
在本示例中，BSB 是 311-111，账号是 008888888。
Important: Deposits into your in1bank account may take one business day to arrive. Please allow sufficient time to ensure your funds are available before the promotion ends.
重要提示： 汇入您合壹银行账户的资金可能需要一个工作日才能到账。请预留足够时间，确保在优惠结束前资金已成功到账。
Easily open a bank account on your phone
轻松便捷通过手机开通账户
Zero fees to open or keep your account. Other fees may apply.
开户和账户管理均免费。其他费用可能适用。
Deposits guaranteed up to $250k per customer under the Financial Claims Scheme (FCS)
每个账户持有人的存款受到政府最多25万澳元的担保
Products are issued by in1bank Limited ABN 62 627 541 011, AFSL & Australian credit licence 515926.
This information is general in nature and does not take into account your objectives, financial situation or needs. Terms, conditions, fees and charges apply. Consider whether this product is appropriate for you.
The Target Market Determination and Terms & Conditions are available on in1bank website. You should read them before deciding to apply for or keep these products.
Interest rates are current as at 2 December 2025 and are subject to change without notice. Please refer to the in1bank app or website for the most up-to-date rates.
The advertised rate applies to 90-day, 180-day, 270-day and 12-month Term Deposits for eligible customers who apply through the in1bank app. Minimum deposit of A$3,000 and maximum of A$1,000,000 per customer applies.
in1bank reserves the right to vary or withdraw this offer at any time. Fees and charges may apply.
本产品由合壹银行有限公司ABN（澳大利亚商业编号）62 627 541 011，AFSL（澳大利亚金融服务牌照）和 Australian credit license（澳大利亚信贷许可证 ）515926 提供。
本信息具有一般性，并未考虑您的个人目标、财务状况或需求。相关条款、条件、费用及收费适用。请考虑此产品是否适合您。
目标市场确定文件（Target Market Determination) 及条款和条件可在合壹银行官方网站查阅。 您在决定申请或持有相关产品前，应仔细阅读相关内容。
利率为截至2025年12月2日的当前利率,可能随时变更，恕不另行通知。请参阅合壹银行App 或官方网站以获取最新利率。
所宣传的利率适用于通过合壹银行手机应用申请的合资格客户的90天，180天，270天以及12个月定期存款。每位客户的最低存款金额为3,000澳元，最高为1,000,000澳元。
合壹银行保留随时变更或取消本优惠的权利。相关费用和收费可能适用。
